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Navigating through an automobile accident can be a difficult and frustrating process, especially for those without health insurance. Since 2004, Medical Lien Management has assisted thousands of people in their quest to recover from injuries resulting from another’s negligence.

The application process is quick and simple. Once approved, it allows you to access a vast network of providers in your area. The following frequently asked questions will help you to better understand the MLM Healthcare Program and how it can benefit you.

Frequently Asked Questions:

What is a lien? A lien is an arrangement to wait for payment until your case can reach a settlement, judgment, or other resolution. The MLM lien agreement allows the patient to obtain the treatment they need without incurring any out of pocket costs

Who is eligible for the MLM Healthcare Program? If you are injured in an accident and you are not at fault for the accident, you are eligible for the MLM Healthcare Program.

How do I apply for the MLM Healthcare Program? Complete the form located on the left-hand side of this page. We will send you the application forms by mail, fax, or email, whichever you prefer. Complete the application packet and return it to us, we will contact you once your application has been evaluated and assist you in coordinating the medical care you need.

How long does the application process take? It takes us 24 hours to underwrite and evaluate your account once your application packet is completed and submitted to us. It is important to include all of the information we request to speed up the process. Once approved, you can be scheduled immediately for the healthcare service you need.

Can I call MLM directly to apply for the MLM Healthcare Program or do I have to go through my healthcare provider? Yes you may contact MLM directly. If you have a specific doctor or facility you would like to use, make us aware of that when you contact MLM. If you do not have a specific doctor or facility you would like to utilize, MLM can provide you with a list of healthcare providers that will suite your needs.

Are there any out of pocket costs, additional fees, or interest to the patient for the MLM Healthcare Program? There are no out of pocket costs, additional fees, or interest. Once approved for the program, there is no cost to using the MLM Healthcare Program. 

Who pays for the healthcare treatment the patient receives through the MLM Healthcare Program? The at-fault insurance carrier should pay for the amount of the lien as a part of your personal injury settlement.

If you have any additional questions or would like to have information sent to you, please contact our office at 303-403-9336.

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